Insurance Connect starts at $99/mo

Stop losing policy questions to personal phones and missed calls

VirtualText Connect gives your agency one AI-powered SMS or webchat channel for quote questions, claims follow-up, and renewal replies. Most agencies start with SMS using our trial number pool before porting or 10DLC.

14-day free trial · Cancel anytime

Quote shoppers start on your site? Start 14-day webchat trial — no card required.

VirtualPBX voice in Workspace SMS trial number pool TCPA opt-out handling 10DLC setup path
Insurance agencies

The exact workflow most agencies run in the first 60 days

Most 8–25 person agencies lose the majority of after-hours and next-day follow-ups. Here’s how teams are fixing it with one channel.

1
After-hours & next-day quote requests

AI qualifies the lead using your exact underwriting questions and books a producer callback or sends a personalized quote link.

Typical result: 30–50 extra qualified opportunities per month

2
Claims follow-up & status updates

Policyholders text photos and questions. AI gathers details and routes to the claims team with full context and sentiment.

Typical result: 40% faster first response on claims

3
Renewal & cross-sell campaigns

AI sends personalized renewal reminders and flags opportunities (e.g., home office equipment, umbrella policy) based on conversation context.

Typical result: 2–4 extra policies per producer per month

Sound familiar?

Client texts lost on personal phones

Agents use personal phones for client texts. Messages disappear when they leave, and you have zero visibility into conversations.

After-hours inquiries go unanswered

A prospect texts at 8 PM about a quote. Nobody responds until morning — if they remember at all. The prospect already called your competitor.

Compliance is a manual headache

Tracking opt-ins, managing 10DLC registration, ensuring TCPA compliance — it's spreadsheets and hope. One mistake means fines.

Customer story

How Lapis Insurance handles Medicare inquiries with AI — and keeps humans in control

“Accurate AI that handles Medicare questions with total oversight.”

In the insurance industry, accuracy is everything. VirtualText allowed me to build a custom knowledge base directly from my own content. I have total oversight of how the AI handles sensitive Medicare inquiries. The AI handles the basics and hands the complex stuff directly to me.

— Vernon Davis, Lapis Insurance

World-class onboarding with expert guidance on 10DLC compliance.

  • Custom playbooks from your own content — you control how Medicare inquiries are handled
  • AI qualifies leads and answers FAQs; complex questions hand off with full context
  • Expert 10DLC guidance, CSV contact import, and test-before-go-live onboarding

“The perfect balance of automation and personal service.”

I was looking for a way to stay responsive without being tied to my phone 24/7. VirtualText provided a professional AI assistant that acts as my first line of engagement. I've trained the system to represent my brand accurately: qualifying leads and answering FAQs instantly. I was able to customize the playbook so the AI handles routine scheduling, but hands the conversation over to me the moment a complex Medicare question arises. It is the perfect balance of automation and personal service.

Start with one agency channel

Connect puts one high-value channel — SMS or webchat — into a shared agency inbox for $99/mo. Add channels or voice features later when usage proves the need.

  • Connect starts with SMS or webchat in one shared agency inbox
  • One Core AI Agent answers routine policy and quote questions
  • Workspace voice memory links calls, texts, transcripts, and AI notes
  • Automatic after-hours responses that feel personal
  • Complete conversation history — no lost texts when agents leave
  • Team routing so claims go to claims, sales go to sales
Agency Inbox
3 active
SJ
Policy Renewal - Johnson 2m ago

My auto policy renews next month. Can you check if...

SMS Renewal
AM
New Quote Request 18m ago

Hi, I need a quote for home and auto bundle...

WebChat AI Handling
TW
Claim #4521 Update 1h ago

Any update on my water damage claim? The adjuster...

SMS Claim
AI Agent — Sample Agency
Active

What does my homeowner's policy cover for water damage?

Sarah K. — 8:42 PM
AI Agent

Great question, Sarah! Your HomeShield Plus policy covers sudden and accidental water damage — like a burst pipe or appliance overflow. Gradual damage (slow leaks) typically isn't covered. Your deductible is $1,000.

Would you like me to email your full coverage summary, or connect you with your agent Lisa for a detailed review?

AI — 8:42 PM
Complex claim detected — routed to Lisa M. (Claims Team)

Full conversation context attached automatically

AI that speaks insurance

Paste your website URL and VirtualText auto-generates playbooks from your product pages. Your AI agent learns your carriers, coverage types, and quoting process — then handles routine inquiries in your brand voice.

  • Auto-generate playbooks from your agency website
  • Answer coverage questions, explain deductibles, compare plans
  • Qualify leads and book appointments automatically
  • Escalate complex claims to the right agent with full context
  • After-hours AI makes clients think you're always open

Compliance guardrails before the first campaign

Insurance teams need opt-in, opt-out, routing, and audit context visible in every client thread. Connect keeps the first messaging workflow controlled; Workspace adds the deeper controls and BAA-ready path when the use case requires it.

  • 10DLC setup path for reliable SMS delivery
  • Automatic TCPA opt-in/opt-out management
  • Complete audit trail for every message and action
  • Team permissions and routing controls for client conversations
  • BAA-ready Workspace path for sensitive workflows
Compliance Dashboard
All Clear

BAA path

Workspace

10DLC

Setup path

TCPA

Opt-outs tracked

Audit trail

Captured

Recent Audit Log

Opt-in recorded — Sarah K.
2m ago
Sensitive thread flagged — Claim #4521
18m ago
Opt-out processed — Mark T.
1h ago
Workspace BAA review requested
3d ago

Opt-Out Management

STOP handled

Every opt-out stays attached to the client thread so the team can see consent state before replying.

What your agency should prove in the trial

Do not buy a messaging platform on faith. Use the trial to validate the moments that create revenue leakage and service risk.

1

Shared agency inbox

Confirm client texts are no longer trapped on personal phones.

24/7

After-hours capture

Review whether quote and claim questions get clean next-step replies.

$0

Per-message platform fees

Validate predictable pricing before you port numbers or register campaigns.

How insurance agencies use VirtualText

Policy Renewals

Automated renewal reminders via SMS. AI answers questions about coverage changes and premium adjustments.

Claims Intake

Clients text photos and details. AI triages and routes to the right adjuster with full context.

Lead Qualification

AI engages website visitors, asks qualifying questions, and books appointments for your producers.

After-Hours Service

AI handles inquiries when your office is closed. Clients get instant answers; complex issues queue for morning.

Insurance FAQ

Is VirtualText compliant for insurance agencies?

Connect includes TCPA opt-in/opt-out handling, conversation audit trails, and a clear 10DLC setup path. Sensitive workflows that require a BAA should move through the Workspace path for the right architecture and agreement.

Can the AI learn my specific insurance products?

Absolutely. Paste your agency website URL and VirtualText auto-generates playbooks from your product pages. The AI learns your carriers, coverage types, deductibles, and quoting process. You can refine playbooks anytime in plain English.

What happens when a client needs a human agent?

VirtualText's AI monitors sentiment and complexity in real time. When a conversation needs human expertise — like a complex claim or upset client — it hands off instantly with full conversation context. Your team never starts from scratch.

How does VirtualText handle after-hours messages?

AI agents respond 24/7 in your brand voice. They can answer product questions, capture lead information, and let clients know their message has been received. Urgent matters are flagged for your team's first-thing review.

Can different teams see different conversations?

Yes. VirtualText supports team-based routing and permissions. Claims conversations route to your claims team, sales inquiries to producers, and service questions to your support staff — all in one platform.

Prove faster follow-up in your first Connect trial.

Most agencies see after-hours and quote responses improve within days. Add voice or more channels only after the first workflow works.